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Exclusions PDF Print E-mail

THE BASICS    WHATS COVERED    THE PREMIUM     EXCLUSIONS

 

Exclusions

 

There are some exclusions you should know about. For example:

  • Damage to fences, gates and hedges caused by storm or flood
  • Loss or damage to contents caused by malicious acts, theft, escape of water or leakage of oil if the home has been left empty for more than 40 days when the loss or damage happens
  • Theft of personal possessions from an unattended vehicle unless it is completely concealed in a glove compartment, locked luggage compartment or locked boot
  • Claims involving divorce and matrimonial matters under Family Legal Protection.
  • A full list of exclusions is available on request.

You need to bear in mind that:

  • If you fail to pay your premiums you will no longer be covered.
  • You must give Legal & General accurate information when you apply for your policy or you could invalidate it.
  • You will have to pay the first £50 of every claim.
  • For subsidence claims under buildings, you will have to pay the first £1,000 of every claim.

 

To apply call 01943 874816 or email

 

For insurance business we arrange policies exclusively through Legal & General